TERMS AND CONDITIONS
ONLINE COURSE PURCHASE AGREEMENT
Last Updated: May 3, 2025
These Terms and Conditions ("Agreement") constitute a legally binding agreement between you ("Student," "you," or "your") and Dwell Well Institute ("Company," "we," "us," or "our") regarding your purchase of and access to our online educational course “Building A Safe Home”, “Build A Safe Home” (the "Course").
PLEASE READ THESE TERMS CAREFULLY BEFORE PURCHASING THE COURSE. BY PURCHASING THE COURSE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.
1. COURSE DESCRIPTION
1.1 The Course is an educational program consisting of 6 (six) Units and additional bonus content, delivered online through our platform.
1.2 The Course is educational in nature and does not include professional advice. All content is for informational purposes only.
2. PAYMENT OPTIONS
2.1 You have the option to purchase the Course using either:
A single payment in full, or
A 3-month payment plan
Single Payment Option
2.2 The single payment option requires payment of the full Course fee at the time of enrolment.
2.3 Students who select the single payment option will receive immediate access to all Course content, including all 6 Units, the private student group, and all bonus materials.
3-Month Payment Plan
2.4 The payment plan consists of 3 (three) equal monthly payments, to be charged automatically to your designated payment method.
2.5 The first payment is due at the time of enrollment. Subsequent payments will be processed automatically on the same calendar day of each following month:
Your monthly billing date is determined by the date you enrolled in the Course
For example, if you enrolled on the 15th of the month, your subsequent payments will be processed on the 15th of each following month
If you enrolled on a day that does not exist in a subsequent month (e.g., January 31, followed by February), the payment will be processed on the last day of that month
2.6 Billing will automatically stop once the total number of months selected for the payment plan (3 months) has been completed.
2.7 You are responsible for ensuring that your payment information remains current and valid throughout the payment period.
3. CONTENT ACCESS
Single Payment Access
3.1 Students who purchase the Course with a single payment will receive immediate access to all Course content, including all 6 Units, the private student group, and all bonus materials.
3-Month Payment Plan Access Schedule
3.2 For students using the 3-month payment plan, access to Course content is granted according to the following schedule:
First payment: Access to Units 1 and 2 and the private student group
Second payment: Access to Units 3 and 4
Third payment: Access to Units 5 and 6
Completion of all payments: Access to bonus content
3.3 Access to each portion of content will be granted within 24 hours of successful payment processing.
General Access Terms
3.4 Upon completion of all payments (either through the payment plan or single payment), you will have permanent access to all Course content, subject to Section 5 of this Agreement.
3.5 Monthly live Q&A sessions with the instructor are included as part of the Course. Due to time constraints, there is no guarantee that all student questions will be answered during these sessions.
4. REFUND POLICY
4.1 ALL SALES ARE FINAL. DUE TO THE DIGITAL NATURE OF THE CONTENT THERE ARE NO REFUNDS. NO REFUNDS WILL BE PROVIDED FOR ANY PAYMENTS MADE UNDER THIS AGREEMENT.
4.2 By agreeing to these Terms and Conditions, you acknowledge and accept that no full or partial refunds will be issued for any reason, including but not limited to:
Dissatisfaction with Course content
Technical difficulties
Personal circumstances
Inability to complete the Course
Changes in personal financial situation
5. PAYMENT FAILURE AND ACCOUNT SUSPENSION
5.1 If any scheduled payment fails to process successfully:
We will automatically retry charging your card on file three times, on three consecutive days
If the charge fails after the third attempt, that monthly payment will be canceled
We will not retry the charge again automatically after these three attempts
Your access to the Course will be suspended as outlined in Section 5.3
5.2 In the event of payment failure after all retry attempts:
You will be notified via the email address associated with your account
Access to all Course content will be removed until payment is resolved
Access to the private student group will be suspended until payment is resolved
You will have 7 (seven) days from the date of the final failed payment attempt to update your payment information and complete the failed payment manually
5.3 If the payment issue is not resolved within 7 days of the final retry attempt, we reserve the right to terminate your enrollment in the Course permanently, with no obligation to reinstate access, even if you later wish to make the missed payment(s).
5.4 Repeated payment failures may result in the termination of your payment plan option, requiring full payment of the remaining balance to regain access.
6. INTELLECTUAL PROPERTY
6.1 All Course materials, including but not limited to videos, documents, worksheets, presentations, and bonus content, are protected by copyright and other intellectual property laws.
6.2 Your purchase grants you a limited, non-exclusive, non-transferable license to access and use the Course materials for your personal educational purposes only.
6.3 You may not share, reproduce, distribute, transmit, sell, rent, lease, or otherwise transfer any Course materials to any third party.
7. ACCOUNT SECURITY
7.1 You are responsible for maintaining the confidentiality of your account credentials.
7.2 You agree not to share your login information with any third party.
7.3 Any activity occurring under your account will be presumed to have been conducted by you.
8. DISCLAIMER OF WARRANTIES AND LIMITATIONS OF SERVICES
8.1 THE COURSE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
8.2 We do not guarantee any specific results from your participation in the Course.
8.3 The Course is educational in nature and does not constitute professional advice. You should consult with appropriate professionals regarding specific issues or circumstances.
8.4 Q&A sessions and private student group interactions are limited in scope:
Questions about individual situations requiring detailed analysis are beyond the scope of group Q&A sessions and group discussions
The instructor cannot provide personalized advice regarding specific steps you should take in your individual situation
Proper assessment of individual circumstances requires an individual consultation, which is not included in the Course
For personalized guidance, a separate individual consultation would need to be arranged, subject to additional fees
8.5 The instructor reserves the right to decline answering questions that are beyond the scope of the group format or that would require individual assessment.
9. LIMITATION OF LIABILITY
9.1 To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of the Course.
9.2 Our total liability for any claim arising out of this Agreement shall not exceed the amount you paid for the Course.
10. TERM AND TERMINATION
10.1 This Agreement commences upon your enrollment in the Course and continues until terminated.
10.2 We reserve the right to terminate your access to the Course if you violate these Terms and Conditions or engage in fraudulent or illegal activities related to your purchase or use of the Course.
11. MODIFICATIONS TO THE COURSE
11.1 We reserve the right to modify, update, or discontinue any aspect of the Course at any time without prior notice.
11.2 While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or usefulness of any Course content.
12. GOVERNING LAW
12.1 This Agreement shall be governed by and construed in accordance with the laws of Wyoming, U.S.A, without regard to its conflict of law provisions.
12.2 Any disputes arising under this Agreement shall be resolved exclusively in the courts of Wyoming, U.S.A.
13. ENTIRE AGREEMENT
13.1 This Agreement constitutes the entire agreement between you and us regarding the Course and supersedes all prior agreements and understandings, whether written or oral.
13.2 If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
14. CONTACT INFORMATION
If you have any questions about these Terms and Conditions, please contact us at:
Dwell Well Institute, care@avoidingmold.com, 3901 E. Pershing Blvd., Suite B, Cheyenne, Wyoming, 82001
By purchasing the Course, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
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Dwell Well Institute Membership
TERMS AND CONDITIONS FOR EDUCATIONAL COMMUNITY MEMBERSHIP
Last Updated: May 3, 2025
1. INTRODUCTION
These Terms and Conditions ("Terms") govern your access to and use of the educational community membership services ("Service") provided by the Dwell Well Institute ("we," "us," or "our"). By enrolling in our membership program, you acknowledge that you have read, understood, and agree to be bound by these Terms.
2. MEMBERSHIP DESCRIPTION
Our educational community membership provides the following:
Access to a library of recorded video classes
Participation in live sessions and access to replays
Access to a private community group
3. DISCLAIMER
3.1. Not Professional Advice: The content provided through our Service, including but not limited to video classes, live sessions, Q&A sessions, and discussions in the community group, is for educational and informational purposes only. Nothing contained in the Service constitutes professional advice of any kind.
3.2. No Professional Relationship: No professional-client relationship is created through your use of the Service. You should consult with appropriate professionals for specific advice tailored to your situation.
4. REGISTRATION AND ACCOUNT
4.1. Registration: To access the Service, you must register and create an account by providing accurate and complete information.
4.2. Email Communication: Upon enrollment, access credentials to the lesson library platform will be sent to the email address you provide. Invitations to live sessions will also be sent to this email address.
4.3. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
5. SUBSCRIPTION AND PAYMENT
5.1. Subscription: Your membership is on a month-to-month basis. The membership period begins on the date of your initial enrollment.
5.2. Recurring Payments: You authorize us to charge your chosen payment method on the same calendar date each month following your initial enrollment date. If a month does not have the corresponding date (e.g., enrolling on January 31 with no February 31), you will be charged on the last day of the month.
5.3. Failed Payments: If a payment fails, we may make multiple attempts to recover payment. If we cannot secure payment, your access to the Service may be suspended or terminated.
5.4. Price Changes: We reserve the right to change our subscription fees at any time. Any price changes will be communicated to you in advance and will take effect at the next billing cycle.
6. CANCELLATION
6.1. Cancellation Process: You may cancel your membership at any time by logging into your student account and following the cancellation process.
6.2. Effect of Cancellation: Upon cancellation, your membership will remain active until the end of the current billing period. After this period, you will lose access to:
The video lesson library
Live sessions and replays
The private community group
All other membership benefits
6.3. No Refunds: We do not provide refunds for partial membership periods or for periods after cancellation where you choose not to use the Service.
7. INTELLECTUAL PROPERTY
7.1. Ownership: All content provided through the Service, including but not limited to videos, presentations, documents, and discussion materials, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws.
7.2. Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use the content solely for your personal, non-commercial educational purposes.
7.3. Restrictions: You may not:
Copy, modify, distribute, sell, or lease any part of the Service
Reverse engineer or attempt to extract the source code of the Service
Remove any copyright, trademark, or other proprietary notices
Share your account credentials with others
Record, download, or redistribute any content from live sessions
Use the content for any commercial purpose
8. USER CONDUCT
When using the Service, particularly the community group, you agree not to:
8.1. Violate any applicable laws or regulations
8.2. Infringe the intellectual property rights of others
8.3. Harass, abuse, or harm another person
8.4. Impersonate or misrepresent your affiliation with any person or entity
8.5. Interfere with or disrupt the Service
8.6. Distribute viruses or other harmful computer code
8.7. Collect or harvest personal information about other users
8.8. Post content that is unlawful, obscene, defamatory, threatening, invasive of privacy, or otherwise objectionable
9. USER CONTENT
9.1. Definition: User Content refers to any text, files, images, or other materials that you submit, post, or display through the Service.
9.2. License: By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and display such content in connection with providing and promoting the Service.
9.3. Responsibility: You are solely responsible for your User Content and the consequences of posting it.
10. PRIVACY
Your use of the Service is governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand our practices.
11. TERMINATION
11.1. By You: You may terminate these Terms by canceling your membership as described above.
11.2. By Us: We may suspend or terminate your access to the Service at any time, with or without cause, and without prior notice. Reasons for termination may include, but are not limited to:
Violation of these Terms
Engaging in fraudulent or illegal activity
Failure to pay subscription fees
Abuse of the Service or community
12. DISCLAIMER OF WARRANTIES
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
13. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE.
14. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless our company, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.
15. MODIFICATIONS TO TERMS
We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the new Terms on our website or through the Service. Your continued use of the Service after such modifications constitutes your acceptance of the modified Terms.
16. GOVERNING LAW
These Terms shall be governed by and construed in accordance with the laws of Wyoming, U.S.A, without regard to its conflict of law provisions.
17. DISPUTE RESOLUTION
Any dispute arising from these Terms shall be resolved through:
Informal negotiation – please contact us first to attempt to resolve any disputes
Mediation in Wyoming, U.S.A if informal resolution is not possible
Binding arbitration in Wyoming, U.S.A if mediation fails
18. SEVERABILITY
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the Terms shall otherwise remain in full force and effect and enforceable.
19. ENTIRE AGREEMENT
These Terms constitute the entire agreement between you and us regarding the Service and supersede all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning the subject matter.
20. CONTACT INFORMATION
If you have any questions about these Terms, please contact us at:
Dwell Well Institute, care@avoidingmold.com, 3901 E. Pershing Blvd., Suite B, Cheyenne, Wyoming, 82001
By enrolling in our membership program, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
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Terms and Conditions Last Updated: By using this website
SERVICES/PRODUCT(S) The Website allows You to purchase an online-course (Product) for a fee. We may at Our sole discretion engage third party service providers from time to time to provide certain Services. Each such purchase is intended to be used only by one person, unless specified otherwise under Product’s details. You are not allowed to share Your purchase and/or provide access to such purchase to a third party. Please acknowledge that the Products we provide You with for a fee paid through Our Website constitute Our intellectual property and may not be exploited in any way prohibited by these Terms.
LICENSE Subject to these Terms and Our policies, We grant you a limited, personal, non-exclusive, non-transferable, and revocable license to use Our Services/Products. You may use Our Product(s) only for Your personal, non-commercial use, unless You obtain Our written permission to otherwise use the Product(s). You also agree that You will access, and/or use only one User Account, unless expressly permitted by Us, and You will not share access to Your User Account or access information for Your Account with any third party. Using our Services/Product(s) does not give you the ownership of or any intellectual property rights in Our Services or the Product(s) you access for a fee paid through Our Website.
PRIVACY We are committed to protecting Your privacy. We will only use information collected from individual Customers particularly email addresses to facilitate and deliver orders as part of Our commitment to provide the Services Our Customers have paid. Moreover, as We endeavor to provide You better products/services We will also be using Your emails to promote Our other products/services. You can opt out anytime by pressing the unsubscribe button that can be found in every email We send. We will constantly review Our systems and data to ensure the best possible service to Our Customers.
SUPPORT We will provide Customer support services to Our registered Users via electronic mail. If You experience any difficulties using Our Product please notify us using the following email: care@avoidingmold.com with a subject line “Support”. However, We will not be liable or in any way responsible for Your own technical issues, internet speed and other related to Your access/device/location matters and We reserve the right to solely determine whether such difficulty exists on Our side.
DISCLAIMER The information on this Website is provided on an “AS IS” basis. To the fullest extent permitted by law, this Company: (i) excludes all representations and warranties relating to this Website and its content or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this Website and/or the Company’s Products; (ii) excludes all liability for damages arising out of or in connection with Your use of this Website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal Product of things or You have advised this Company of the possibility of such potential loss), damage caused to Your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.
WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT (A) THE PRODUCT(S) WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS OR ACHIEVE THE INTENDED PURPOSES, (B) THE PRODUCTS WILL NOT EXPERIENCE OUTAGES OR OTHERWISE BE UNINTERRUPTED, TIMELY, SECURE OR ERRORFREE, (C) THAT DEFECTS ON THE PRODUCTS WILL BE CORRECTED. YOU ASSUME ALL RISK OF PERSONAL INJURY, INCLUDING DEATH AND DAMAGE TO PERSONAL PROPERTY, SUSTAINED FROM USE OF THE PRODUCT(S). FEES Purchasing a Product: We offer paid Product(s) for a fee. You are responsible for paying all fees charged by Us and applicable taxes in a timely manner with a payment mechanism associated with the applicable paid Product(s). When you make a purchase, you agree not to use an invalid or unauthorized payment method. We reserve the right to disable access to any Product for which we have not received adequate payment. Unless otherwise stated, all fees are quoted in U.S. Dollars. You are solely responsible for any sales, value-added, withholding or similar taxes that apply to Your purchase, whether domestic or foreign. You can purchase Our Product(s) via credit card or PayPal: If You choose to pay by credit card You authorize Us to charge Your credit card or bank account for an amount of Product’s applicable fee. If You choose to proceed with a purchase via PayPal, You further authorize Us to use a third party to process payments. By purchasing any Product through Our Website, You hereby consent and agree to abide by such third-party Internet payment service providers’ customer terms and conditions, and privacy policies, and understand that we have no control whatsoever on such customer terms and conditions, and privacy policies. IF You DO NOT AGREE to such third-party Internet payment service providers’ customer terms and conditions or privacy policies,
DO NOT PURCHASE ANY PRODUCT. This is Your sole responsibility to find, read and understand any third party policies.
CUSTOMER RESTRICTIONS As a Customer, You agree not to: Circumvent, disable, or otherwise interfere with security-related features of the Website; Disparage, tarnish, or otherwise harm, in Our opinion, Website and/or the Service; Use the Product in a manner inconsistent with any applicable laws or regulations; Interfere with, disrupt, or create an undue burden on the Service or the networks or services connected to the Service; You will not share access to Our Product with a third party (unless otherwise permitted by us separately in writing); will not lease, sell, grant or otherwise exploit Our Product(s) in a way prohibited by these Terms. Attempt to bypass any measures of the Website designed to prevent or restrict access to the Service, or any portion of the Website.
USER CONTENT AND CONDUCT In case Our Services enable You to share your content ("User Content"), You retain all intellectual property rights in, and are responsible for, the User Content You create and share. However, by submitting User Content you grant other Users and Company the right to share Your User Content via any social media platform. As a user of the Site, you agree not to post any Prohibited Content: 1. Profane language or content; 2. Content that promotes, fosters, or perpetuates discrimination on the basis of race, religion, gender, marital status, familial status, national origin, age, mental or physical disability, sexual orientation, gender identity, source of income or other protected status under applicable law; 3. Inappropriate sexual content or links to inappropriate sexual content, nudity or obscene; 4. Conduct or encouragement of illegal activity; 5. Private and confidential information; 6. Content that violates a legal ownership interest of any other party.
INTELLECTUAL PROPERTY OF OUR COMPANY Unless otherwise indicated, this Website is Our proprietary property and all source code, databases, functionality, software, Website designs, audio, video, text, photographs, and graphics on the Website (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by Us or licensed to Us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws in various jurisdictions including EU and US, international copyright laws, and international conventions.
TERM AND TERMINATION The Company may terminate your access to all or any part of the Website, Services and/or Product(s) at any time, with or without cause, with or without notice, effective immediately. You can stop using our Services at any time. You may delete your User Account by Website features or notifying Us at care@avoidingmold.com. When you decide to delete Your User Account, We will delete Your data, although this may not take place immediately.
INDEMNITY You agree to indemnify, defend and hold harmless Company and its affiliates, and their respective licensors and Service Providers, and all officers, directors, owners, agents, or licensors of any of the foregoing (collectively, the “Indemnified Parties”) from and against any and all losses, damages, liabilities and costs, including reasonable Attorney’ fees, sustained by any of the Indemnified Parties in connection with any claim arising out of Your use of Our Website or Product(s), or any breach by You f these Terms. Under no circumstances shall We be liable for any amount exceeding the fee paid for the Services/Product(s) ordered.
CHANGES TO THESE TERMS We reserve the right to revise the Terms at our sole discretion at any time. Any revisions to the Terms will be effective immediately upon posting by Us. For any material changes to the Terms, we will take reasonable steps to notify you of such changes, via a banner on the website, email notification, another method, or combination of methods. In all cases, your continued use of the Services/Products after publication of such changes, with or without notification, constitutes binding acceptance of the revised Terms.
SEVERABILITY If it turns out that a particular provision of these Terms is not enforceable, this will not affect any other terms. If you do not comply with these Terms, and we do not take immediate action, this does not indicate that we relinquish any rights that we may have in accordance with these Terms or granted by law.
APPLICABLE LAW AND JURISDICTION These Terms and Conditions are governed by the laws of US, WY the parties submit to the jurisdiction of the Court of US, WY regardless of conflicts of law rules, and WY Courts competent to hear appeals from them.
ENTIRE AGREEMENT The Terms constitute the sole and entire agreement between You and Us regarding this Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services/Product(s)/Website.
CONTACTING US For questions or clarifications regarding Our Terms and/or any other matters related to Our Services/Products, please contact us at: Dwell Well Institute, care@avoidingmold.com, 3901 E. Pershing Blvd., Suite B, Cheyenne, Wyoming, 82001
NO REFUNDS: Due to the digital nature of the products, there are no refunds permitted. Membership plans can be canceled anytime from inside your account settings. Once you have canceled your plan, no further payments will be taken. You will continue to have access to members only content until the end of your paid term. Without active paid membership, you will cease to have access to members only content at the end of your paid term. There are no refunds on payments already made. To be clear, there will be no full or partial refunds on membership plan payments regardless of when cancelation is made.